Disaster assistance The SBA provides low-interest disaster loans to help businesses and homeowners recover from declared disasters.

The SBA offers disaster assistance in the form of low-interest loans to businesses, renters, and homeowners located in regions affected by declared disasters.

If your insurance, and funding from the Federal Emergency Management Agency (FEMA), doesn’t fully cover the disaster assistance you need, you can use disaster loans for a number of purposes.

The process to apply for disaster assistance is simple. To qualify, your business or home must be in an affected area as stated by a disaster declaration.